Discover the flexibility of adjustable life insurance to for your needs. Learn how to customize your coverage and premiums to match your life's milestones.
Best variable universal insurance: Prudential Life Insurance ; Best indexed universal insurance: Mutual of Omaha Life Insurance ; Best customer service: State Farm Life Insurance ; Best for long-term care: Nationwide Life Insurance
Learn how universal life insurance combines protection with cash value growth potential and premium flexibility. Get answers to common questions.
Ladder offers term life insurance with adjustable death benefits and premiums. Read our Ladder life insurance review for rates, comparisons, and benefits.
Looking for a flexible premium life insurance option? Discover the finance-focused life insurance plans that offer customizable premium options to fit your needs.
Universal Life Insurance offers permanent coverage with flexible payments. Learn what universal life insurance is and get an example of how it works.
SwiftProtector is flexible, permanent life insurance that's fast, easy and online. ; It starts with the expertise of a qualified insurance professional who can help determine if it's right for you. Then you can apply online, whenever and wherever you want. ; What is SwiftProtector?
Adjustable premiums : Like other universal life policies, VUL gives you the flexibility to raise or lower premium payments as you see fit, within certain limits. But paying minimum insufficient premiums for a prolonged period could lead to higher premiums in later years to maintain coverage.
Universal life insurance is a permanent policy with flexible benefits. Here's what universal life insurance is and how it compares to whole life plans.
Adjustability · You can always change premium amounts, the total amount of insurance you have, and the length of time you’re covered1 ; Long-term death benefit · Provides ongoing financial protection for your loved ones for as long as you need ; Cash value that can grow · If your policy is designed to accumulate cash value it may increase over time, providing a source of money you can use during your lifetime