1 How Deferred Annuities Work There are three basic types of deferred annuities: fixed, indexed, and variable.2 As their name implies, fixed annuities promise a specific, guaranteed rate of...
Read the pros and cons of fixed deferred annuities and CDs. Compare taxation and rates of CDs vs fixed annuities, and decide which is best for you.
Making sure you have enough income to go the distance is critical for every retiree, and deferred annuities can be a handy tool to make that happen. Here’s how they work and how to tell if one migh...
Reach retirement and achieve long-term wealth accumulation with tax deferred income annuities. Learn more about fixed deferred annuities from New York Life.
Column 1, Column 2 ; Contract type, Single Payment ; Maximum issue age, 90 ; Purchase payments, Minimum: $25,000 Subsequent: N/A Maximum: $2 million without prior company approval ; Guarantee periods, Initial: 3, 5, 7, or 9 years Thereafter: 1 year guarantee period ; Rate banding, Larger purchase payments/contracts may be eligible for higher rates (as conditions permit): <$100,000 $100,000 - $499,999 $500,000 or greater ; Surrender charge, Matches guarantee period chosen: 9-Year (%=9, 8, 7, 6, 5, 4, 3, 2, 1, 0) 7-Year (%=9, 8, 7, 6, 5, 4, 3, 0) 5-Year (%=9, 8, 7, 6, 5, 0) 3-Year (%=9, 8, 7, 0) ; Market value adjustment (MVA), Applies upon withdrawal/surrender/annuitization only during the initial guarantee period (MVA does not apply in CA)(MVA not applicable at annuitization in FL) ; Amounts available without charge or MVA, 10% of prior anniversary value RMD Qualifying withdrawals under medical care stay or terminal condition waiver ; Guaranteed Minimum Surrender Value (GMSV), Minimum amount available upon surrender, death or annuitization. Equal to 87.5% of the purchase payment accumulated at a guaranteed rate of interest (1% - 3%), adjusted for withdrawals. The guaranteed interest rate will be determined at contract issue and guaranteed for the life of the contract. ; Death benefit, Greater of: Contract value, or Guaranteed Minimum Surrender Value
MassMutual deferred fixed annuities can provide future guaranteed income that starts at a time you choose and continues for as long as you live.
Fixed annuities provide principal stability, competitive interest rates and tax-deferral. Here’s a look at how a fixed deferred annuity works, including some pros and cons.
Learn more about Securian’s fixed deferred annuities solutions, how they work and benefits to you.
One Plus Four Choice The GCU One Plus Four Choice Deferred Annuity is a five-year investment... Learn more about the Flex 8 annuity *Annuities are not insured by the FDIC and can carry an...
Understand the differences between deferred fixed annuity vs fixed annuity. Learn which option best suits your financial goals and retirement