We offer a range of first time buyer mortgages. We know it’s a big step and we’re here to help, so explore our first time buyer mortgage rates online.
Getting onto the property ladder can be a big step. First time buyer mortgages from Halifax can help. Find out more about our rates, deals and offers here.
Mortgages explained ; What is a mortgage? · A mortgage is a loan taken out to help you buy a home. Most mortgages last between 20 to 30 years, but the term can be longer or shorter. You’ll make monthly repayments throughout this term, including interest on the loan. The loan is tied to your home, until you pay it off. This means if you don’t make your repayments, the lender could take back – or ‘repossess’ your home and sell it. Learn more about how mortgages work ; What is a first time buyer mortgage? · You might come across the te ...
We’re here to support you every step of the way to buying your first home. Find out how a Lloyds Bank first time buyer mortgage could help you.
The UK's biggest building society will let some first-time buyers borrow up to six times their income.
Units: Percent, Not Seasonally Adjusted, Frequency: Weekly, Ending Thursday
Ready to buy your first home? We can help you find your best first-time buyer mortgage rates and deals here.
Step 1: Get an Agreement in Principle · Get a personalised indication of how much you could borrow in less than 10 minutes. It won't impact your credit score. Find out how much you could borrow ; Step 2: Ready to apply for your new mortgage? · Apply online today or contact us if you'd like support. Save progress and come back whenever you like. Start your application now
This is the first time the weekly average rate has fallen in over a month. Recent rate volatility — including this week's drop from 7.22% and last month's steady rise — has prompted...
For the first time since the government implemented new stress test rules on Canadian home loans, the bar has been lowered — meaning a would-be homebuyer could be approved for a bigger mortgage today than they would have yesterday. The stress-test level is set at either two percentage points above the actual mortgage rate or whatever the average five-year posted rate is at Canada's big banks, as calculated by the Bank of Canada — whichever is higher. That bank rate hasn't changed since May 2...