The Bangko Sentral ng Pilipinas (BSP) and the Japan International Cooperation Agency (Jica) have jointly launched the Credit Risk Database Scoring Model to help lenders better assess the creditworthiness of small and medium enterprise borrowers, including those without credit history or adequate collateral. According to BSP Governor Felipe Medalla, this latest tool for banks was intended to bridge the funding gap for micro, small and medium enterprises (MSMEs) while enhancing the credit risk management of financial institutions using a data-dri ...
Written by: Linda B. Bolido · There remains a common perspective that security primarily entails the presence of uniformed personnel patrolling establishments, verifying credentials and identities, and employing tools such as metal detectors to deter and prevent misconduct. But in this digital era, threats manifest in both physical and virtual forms. Individuals with malicious motives can orchestrate mischief from a distance, emphasizing the evolving challenges of modern security. Annex Digita...
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