Refinancing an FHA loan may lower your monthly mortgage payments or provide cash for a renovation. Learn how to refinance an FHA loan and its benefits.
Explore the options available to refinance your FHA loan to a conventional loan and discover if this move is right for you.
Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate mortgages to write unbiased product reviews. FHA loans are often recommended for first-time homebuyers or those with less-than-stellar credit histories because they're generally easier to qualify for, come with more affordable mortgage rates, and require less cash up front to get into a ho...
A guide to the FHA cash-out refinance, which lets you borrow against the equity in your home without having to take out a second mortgage.
Refinancing your mortgage can lower your interest rate or monthly payment. Here’s how you can refinance an FHA loan and what options to consider.
Yes, you can refinance an FHA loan, but make sure you understand the loan options and requirements to decide what is best for you.
Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate mortgages to write unbiased product reviews. The mortgage refinancing process can be laborious and expensive — but if the conditions are right, it can be worth it in the long run. Before jumping in, you want to make sure you're refinancing for the right reasons. There are many different ...
3.5% Down Payment · Put down just 3.5% of your home’s purchase price. ; Lower Credit Requirements · Your credit doesn’t have to be perfect, and you may be able to qualify with past financial issues. ; Flexible Borrowing Options · Choose a 15-year or 30-year term for buying a home or refinancing your current mortgage.
Start your application for an FHA refinance loan with U.S. Bank today. See our competitive FHA refinance rates for 15-, 20- or 30-year fixed loans.
A Federal Housing Administration (FHA) loan is a home mortgage that is insured by the government and issued by a bank or other lender approved by the agency. FHA loans require a lower...