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Backdoor Roth IRA란? Backdoor Roth IRA는 인컴이 높아 Roth IRA에 저축할 자격이 안 되는 고소득자도 개인 은퇴 계좌 Roth IRA에 저축하고 세금 혜택을 받는 방법 이다. 부부 공동으로 세금 보고할 때 Modified Adjusted Gross Income이 $204,000(개인은 $129,000) 이상이면 Roth IRA 자격이 안 되니 Backdoor Roth IRA를 해야 한다. 참고로, MAGI(Modified Adjusted Gross Income)는 보통 아래의 계산으로 대략적인 금액을 알 수 있다. Backdoor Roth IRA는 두 가지를 하는 ...
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