Equifax has a number of identity theft articles you may find helpful. ; In addition, you may want to check out the Federal Trade Commission and Consumer Financial Protection Bureau websites. ; The FTC website OnGuardOnline.gov provides tips and resources for staying safe online.
Most popular questions - Fraud Alert ; What should I do if I think someone is using my personal information? ; What is a fraud alert? ; How do I place a fraud alert or an active duty alert?
Highlights: Synthetic identity theft is a form of financial fraud in which a real person’s information, such as their Social Security number or date of birth, is stolen and combined with other falsified personal information to create a new identity. Synthetic identity theft can be difficult to detect with traditional fraud monitoring systems. If suspicious activity on your credit reports leads you to believe that your identity has been stolen, visit IdentityTheft.gov to report the crime.
Learn more about identity theft. Whether you're a victim or trying to protect your ID, Equifax can help you better understand and protect from ID theft.
LOCK & ALERT SERVICE. The Lock & Alert service available via this Site and the Apps is provided by Equifax Consumer Services LLC ("Equifax"). We may also partner with other companies ("Suppliers") to provide service features to You by a Supplier. Equifax and its Suppliers are referred to in this Agreement as "We," "Us," and "Our." You, the person visiting and utilizing this Site or the Apps, are referred to as "You" or "Your". PERSONAL INFORMATION; AUTHORIZATION. You authorize and instruct Us to...
To place a fraud alert on your Equifax credit report, you can create a myEquifaxTM account... phone number you provide, before completing a request for credit. This can make it more...
What rights do I have under the Fair Credit Reporting Act if I have been a victim of ID theft? ; If I don't create a myEquifax account, are there other ways I can place a security freeze, fraud alert or active duty alert? ; What is a fraud alert?
Help better protect your identity and stay on top of your credit. ; Help spot potential signs of ID theft with 3-bureau credit file monitoring · 1 ; Control access to your Equifax credit report, with certain exceptions · 2 , with the freedom to lock and unlock it ; Uncover potential threats to your identity with dark web scanning and alerts · 3
Learn how to update contact information if you have a fraud alert or active duty alert on your Equifax credit report.
How it works ; 1 · Choose the alert that's right for you: initial, extended, or active duty military. ; 2 · Depending on the alert type, if someone tries to get credit in your name, the creditor or lender may contact you. ; 3 · If you are contacted by a creditor or lender, confirm whether or not you made the request to get credit.