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What have the Nationwide Credit Reporting Agencies (NCRAs) changed with respect to medical collection debt on consumer credit files? ; Why are the credit bureaus removing paid medical collections debt from credit reports? ; How will my credit score be impacted by the changes in medical collection debt reporting? ; I have medical debt that was sent to a collection agency - does that appear on my credit reports?
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Highlights: The Nationwide Credit Reporting Agencies (NCRAs) — Equifax®, Experian® and TransUnion® — removed medical collection debt with an initial reported balance of under $500 from U.S. consumer credit reports as of April 2023. This change in credit reporting removes nearly 70 percent of collection accounts from consumer credit files. There are some actions to consider that may help prevent debt from medical bills.
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