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0001104659-06-040135.txt

UNITED STATES · SECURITIES AND EXCHANGE COMMISSION · WASHINGTON, D.C. 20549 · FORM 8-K · CURRENT REPORT PURSUANT TO SECTION 13 OR 15 (d) · OF THE SECURITIES EXCHANGE ACT OF 1934 · Date of Report: June 7, 2006 · (Date of earliest event reported) · INTERNATIONAL BUSINESS MACHINES CORPORATION · (Exact name of registrant as specified in its charter)

https://www.sec.gov/Archives/edgar/data/70858/000191870424000793/0001918704-24-000793.txt

Issuer:, BofA Finance ; Guarantor:, BAC ; Denominations:, The Notes will be issued in minimum denominations of $1,000.00 and whole multiples of $1,000.00 in excess thereof. ; Term:, Approximately 21 months, unless previously called. ; Underlyings:, The Nasdaq-100 ® Index (Bloomberg symbol: “NDX”), the Russell 2000 ® Index (Bloomberg symbol: “RTY”) and the S&P 500 ® Index (Bloomberg symbol: “SPX”), each a price return index. ; Pricing Date:, November 21, 2024 ; Issue Date:, November 26, 2024 ; Valuation Date:, August 21, 2026, subject to postponement as described under “Description of the Notes—Certain Terms of the Notes—Events Relating to Observation Dates” in the accompanying product supplement. ; Maturity Date:, August 26, 2026 ; Starting Value:, NDX: 20,740.78 RTY: 2,364.018 SPX: 5,948.71 ; Observation Value:, With respect to each Underlying, its closing level on the applicable Observation Date. ; Ending Value:, With respect to each Underlying, its Observation Value on the Valuation Date. ; Coupon Barrier:, NDX: 14,518.55, which is 70.00% of its Starting Value (rounded to two decimal places). RTY: 1,654.813, which is 70.00% of its Starting Value (rounded to three decimal places). SPX: 4,164.10, which is 70.00% of its Starting Value (rounded to two decimal places). ; Threshold Value:, NDX: 14,518.55, which is 70.00% of its Starting Value (rounded to two decimal places). RTY: 1,654.813, which is 70.00% of its Starting Value (rounded to three decimal places). SPX: 4,164.10, which is 70.00% of its Starting Value (rounded to two decimal places). ; Contingent Coupon Payment:, If, on any monthly Observation Date, the Observation Value of each Underlying is greater than or equal to its Coupon Barrier, we will pay a Contingent Coupon Payment of $6.25 per $1,000.00 in principal amount of Notes (equal to a rate of 0.625% per month or 7.50% per annum) on the applicable Contingent Payment Date (including the Maturity Date). ; Optional Early Redemption:, On any monthly Call Payment Date, we have the right to redeem all (but not less than all) of the Notes at the Early Redemption Amount. No further amounts will be payable following an Optional Early Redemption. We will give notice to the trustee at least five business days but not more than 60 calendar days before the applicable Call Payment Date. ; Early Redemption Amount:, For each $1,000.00 in principal amount of Notes, $1,000.00, plus the applicable Contingent Coupon Payment if the Observation Value of each Underlying on the corresponding Observation Date is greater than or equal to its Coupon Barrier. ; Redemption Amount:, If the Notes have not been called prior to maturity, the Redemption Amount per $1,000.00 in principal amount of Notes will be: a) If the Ending Value of the Least Performing Underlying is greater than or equal to its Threshold Value:

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