Whether you're getting a credit card for the first time or want to rebuild your credit history, here are 5 easy credit cards to get approved for.
Wondering how to get approved for a credit card? Credit card approval is simple if you follow these tips, such as understanding your credit score and applying for the right cards.
Managing credit can be challenging, especially during tough economic times when credit cards offer many consumers a financial lifeline. However, that lifeline can quickly become a trap due to high interest rates and the challenge of repaying mounting debt. It’s no wonder about 12.6% of consumers end up with “bad” credit. Regardless of how you feel about them, credit cards are important financial tools that can rebuild your credit history and help you achieve your financial goals. If your credit score falls below 600, getting a credit card ...
Key takeaways ; Getting the right credit card starts with knowing your credit score, which can help you narrow down options you're most likely to be approved for. ; Understanding credit card terms and what you're looking to get out of a card can further help you compare and decide on a specific card. ; If you're still not sure, look to cards that offer preapproval, which can help you understand your approval odds without a hit to your credit score.
Written by Janna Herron , Edited by Madison Hoehn ; Published on August 16, 2024 | 6 min read
Pros · Accepts fair credit: The Credit One Bank Wander card is available to people with at least fair credit, which typically means a FICO credit score of 580 or higher. Bonus rewards: You’ll earn 10X points when you book eligible hotel stays and car rentals through the Credit One Bank travel partner. You’ll also earn 5X points on flights, dining and gas purchases. No foreign transaction fees: You won’t pay · foreign transaction fees on purchases you make in another country or on forei...
Discover which credit cards are easiest to get approved for, including secured, student, and store cards.
So it’s important to find a card that’s a good fit for your credit profile, even if you have no credit at all. Knowing your credit score and how to improve it is key, but it’s not the only thing that matters when you apply for a credit card. Many card issuers have specific requirements and limitations that are also important to be aware of. Below, CNBC Select shares everything you need to know about applying and getting approved for a credit card.
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What you’ll learn: ; Credit card issuers may offer approval and usage within minutes, thanks to online applications and virtual credit cards. ; Credit cards that don’t require security deposits are known as unsecured credit cards. ; Checking for pre-approved card offers can give you quick insight into potential card options.