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By TLD Staff Updated on February 13, 2013 ; Whether you're taking a vacation or using a loaner vehicle from your regular car's repair shop, you'll need to procure some form of car insurance for your rental car. Unfortunately, your auto insurance provider may not provide much direction on this matter. In general, American auto insurers provide surprisingly little rental-related guidance to their policyholders. For folks who regularly use rental cars, this can be downright frustrating. Before you ...
Rental car insurance ; Does my car insurance cover rental cars? · Types of rental car coverage · When rental car insurance can come in handy · Alternatives to rental agency car insurance · Is rental car insurance worth it? · FAQs
Written by Jason Steele , Edited by Liz Bingler ; Published on April 28, 2023 | 5 min read
Fire · Theft · Vandalism · Natural disasters · Falling objects · Animal damage
Comprehensive coverage · Liability coverage · Personal injury protection · Rental reimbursement coverage · Collision coverage · Uninsured & underinsured motorist coverage · Roadside coverage
The credit card you used to book the rental car ; A personal car insurance policy that would cover damage to a rental car. ; You have car insurance but don’t want to risk your insurance costs going up if you cause a car accident while driving a rental car.
The simple answer is yes, it can, within the coverage territory (typically the US and Canada), and ONLY if you have the proper existing coverage. If you are traveling outside of the US or Canada, you will need to obtain the rental car damage waiver and liability protection offered. For domestic travel, using your existing policy’s comprehensive, collision, and liability insurance is an option. I have the mindset of obtaining the damage waiver from the rental car company. Many may ask, Why? Here are some things to consider: ...
However, when you're put on the spot, you may forget to ask yourself, “does my auto insurance cover rental cars?” And that’s what rental companies are counting on — along with their...
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