There are a few questions in life that are more confusing than their answers. The blanket query into whether or not insurance follows the car or the
Key Takeaways: ; Car insurance helps pay to fix your car if it’s damaged in an accident or another covered incident. ; Most states require car insurance, but the required amount can vary. If you lease or finance your car, your lender may also mandate a certain amount of coverage. ; You can tailor your car insurance policy with optional add-on coverage to meet your needs.
Car insurance can be complicated, since a policy may contain multiple types of coverage and have rules regarding who is covered and in what cases the auto insurance covers the car or the driver. One general rule that is good to understand is this: in most cases, car insurance stays with the car, not the driver. What does that mean for you? Usually, this means that if you give someone permission to use your car, your policy will cover them while they’re behind the wheel if they are in an accide...
What happens when someone else drives your car and they get in an accident? Learn how your car insurance may help cover other drivers.
Does it cover the driver or just the car? Understanding who is insured under an auto insurance policy is important. Coverage usually follows the car, but
The difference between a DUI vs. DWI comes down to state laws and is often a designation based on blood alcohol concentration (BAC). ; Legal penalties for an impaired-driving conviction vary by state. ; On average, A DUI or DWI conviction increases car insurance rates by 44.5% for minimum coverage and 78.2% for full coverage.
A Casper, Wyoming driver just saved on coverage for their Ford Ranger with this quote from Safeco. ; We just helped a driver in Laramie, Wyoming cover their Toyota RAV4 with this quote from Bristol West. ; Dairyland's average rate for Wyoming drivers with good credit and a clean driving record. ; A Casper, Wyoming driver just saved on coverage for their Buick Lesabre with this quote from Dairyland.
Car insurance offers financial protection after an accident, so try to purchase coverage... Liability coverage is required to drive in almost every state, but the amount you need may vary...
The average car insurance rate increase for drivers who get a speeding ticket is 26%. Find out more about potential increases.
USAA : $41, State Farm : $43, Safeco : $48, Liberty Mutual : $51, Progressive : $52, GEICO : $64, Foremost : $64, Allstate : $64, National General : $73, Travelers : $74, Dairyland : $75, The General : $96, Bristol West : $99