Key Takeaways ; USAA is rated highly for customer service, claims handling, and discounts. ; Auto-Owners was second in our rating and at or near the top of all subcategories we analyzed, including customer service and claims handling. ; Car insurance rates vary based on many factors. Shopping around can help you find a policy that fits your budget.
Compare car insurance rates by company, state, coverage type, and more. Learn about available discounts and get quotes online!
Good student discounts can offer teens and young drivers significant savings on their car insurance premiums if they maintain solid grades in school.
Car insurance discounts can help you save hundreds of dollars. Here are the most common types available.
Key takeaways ; Average car insurance rates are $2,314 for full coverage and $644 for minimum coverage. ; Experts recommend comparing quotes with the same coverage limits from at least three carriers to find the best fit for your risk profile. ; Drivers under 25 or over 70 and those with violations or accidents tend to pay higher premiums based on insurer risk calculations.
State, Minimum Coverage Required, Average Annual Minimum-Liability Premium, Average Annual Full-Coverage Premium ; Alabama, 25/50/25, $572, $2,048 ; Alaska, 50/100/25, $506, $2,116 ; Arizona, 25/50/15, $956, $3,127 ; Arkansas, 25/50/25, $589, $2,398 ; California, 15/30/5, $736, $3,040
See all the ways you can save with Allstate auto insurance discounts. Get a free quote to see Allstate's affordable car insurance rates and savings.
Car insurance is getting more expensive. But you can lower your rates with these six tips.
Travelers, Kentucky Farm Bureau, Geico, USAA and Shelter Insurance are the cheapest car insurance providers for most drivers in Kentucky based on our rate data. ; Kentucky car insurance costs $2,545 per year on average for a full-coverage insurance policy, roughly 5% cheaper than the national yearly average of $2,681 according to our rate data estimates. ; Minimum liability auto insurance coverage costs $1,072 per year on average in Kentucky, about 23% more expensive than the national average of $869 per year.
Car insurance discounts can significantly lower annual premiums, though many substantial discounts require drivers to meet high standards.