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Types of Mortgage Loans - Understanding Your Options

With so many types of mortgages available, it's important to understand the differences. Learn more about your mortgage options from Bank of America.

Mortgage Pre-Qualification vs. Pre-Approval - Understanding the Difference

If you’re ready to make your dream of owning a home a reality, you’ve probably already heard that you should consider getting prequalified [1] or preapproved [2] for a mortgage. It’s time to understand exactly what each of those terms means and how they might help you. And when you’re working toward a goal this big, you want every advantage. Ready to prequalify or apply? Get started · Prequalification is an early step in your homebuying journey. When you prequalify for a home loan, you...

Self-Employed Mortgage Applications

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate mortgages to write unbiased product reviews. At least 16 million people in the US are self-employed. While it can be a good way to make a living, it also comes with its challenges — namely when buying a home. That's because when you apply for a mortgage, your income plays a big role — and self-employed pros often have less-than-reliab ...

Mortgage Loans for Buyers and Refinancers

Many different types of mortgage loans exist, and they are designed to appeal to a wide range of borrowers' needs. Types of mortgage loans Conventional loans Conventional loans are the most...

Mortgage Prequalification: Benefits & How-To Guide

Mortgage prequalification helps you better understand your home loan options. Learn how it's different from preapproval, how to get prequalified, and more.

Types of Mortgage Loans and Refinances (2024 Guide) - MarketWatch

Learn the pros and cons of different mortgage types so you can choose the best home loan for your needs.

Equity REIT vs. Mortgage REIT

very different. Equity REITs directly own and operate rental properties, making their money from rents paid by their tenants. Mortgage REITs buy or originate mortgages, making money from...

Types of Mortgage Loans for Homebuyers

There are five main types of mortgage loans, although there are many different types of mortgages. Here’s what you need to know about your mortgage options.

Option Adjustable-Rate Mortgage (Option ARM) Overview

Key Takeaways An option ARM is a variation on an adjustable rate mortgage that allows the borrower to select from different payment options each month. These options are typically a 30-year...

Mortgage Appointment Options | Mortgages | Halifax

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