An accidental death benefit rider can expand your life insurance coverage if you die as the result of a covered accident. Plus, there's no medical exam needed.
Our guide to life insurance quotes allows you to compare quotes online and gives you the information to understand what affects a life insurance quote.
Comparing life insurance quotes is an effective way to find the best life insurance for your needs. Learn how to navigate getting life insurance quotes.
Discover the differences between life insurance and accidental death insurance, and plan for your financial future with the right coverage. Get a free quote!
Learn how to protect your loved ones against the financial consequences of death resulting from accidental injuries with our accidental death insurance.
For life insurance policyholders concerned about a terminal illness, an accelerated death benefit (ADB) rider allows you to receive a portion of your death benefit.
A life insurance policy can help to ease the financial impact that your death could have on your loved ones. Compare life insurance quotes now.
What is death in service insurance? ; Death in service insurance cover – also known as group life assurance – is a type of life insurance. It pays out a tax-free sum of money to your employees’ chosen beneficiaries when they die. It is offered as an employee benefit. It offers staff peace of mind, knowing that their families will be supported financially should the worst happen. The death doesn’t have to be work-related or to have happened at work. The staff member just needs to be on yo...
What is life insurance? ; Ideally, you should buy enough life insurance to cover the expenses you have right now, like your bills and mortgage. You’ll also want to cover financial goals, like college expenses or an inheritance for your children. Think about all these needs, then factor in assets like your investments and savings – the difference is your coverage amount. There is a common misconception that life insurance is primarily targeted at older individuals. The reality is that younger people often stand to benefit more due to lower p ...
Add income. The golden rule is to buy a policy that can replace your income and cover your family’s cost of living for five to 10 years. To do this, multiply your salary by five or 10. ; Add financial responsibilities. Include the costs of all of your expenses now and any future expenses you can expect, including childcare, mortgage, car payments or even college tuition. ; Add final expenses. Tally up the cost of your end-of-life arrangements such as burial costs.