Here are the current average mortgage rates in the United States—plus everything you need to know about how mortgages work.
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Vault's current mortgage rates are national averages that reflect broader economic conditions, like employment trends and inflation.
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Interest Rate ; APR ; Monthly Payment ; Total Fees
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Footnote 1 : Jumbo loans: The annual percentage rate (APR) calculation assumes a $940,000 fixed-term loan with a 25% down payment and borrower-paid finance charges of 0.862% of the loan amount, plus origination fees if applicable. If the down payment is less than 20%, mortgage insurance may be required, which could increase the monthly payment and the APR. Jumbo rates are for loan amounts exceeding $766,550 ($1,149,825 in Alaska and Hawaii). Footnote 2 : Annual percentage rate (APR) represents t...