FICO credit scores help lenders gauge credit risk. Here's what FICO credit scores mean, how they're calculated, and why they matter for your finances.
What is a Credit Score? What is a credit score?A credit score is a number that summarizes the historical credit information on a credit report. The number r
Throughout this report, we continue to examine trends by card type and credit score tier, but further segment consumers with the highest scores into two new groups, prime plus (720 to 799)...
The highest possible FICO score is 850.2 Subprime borrowers fall into the bottom two tiers, the "fair" and "poor" categories.3 Fair credit involves scores ranging from 580 to 669, while...
Learn about your credit score from Upstart. Credit score ranges consist of Excellent Credit (800-850), Very Good Credit (740-799), Good Credit (670-739), Fair Credit (580-669), and Poor Credit (300...
A fair credit score means you may struggle to get approved for financing and may be charged higher interest rates if you are approved. Here’s what a fair score looks like and how to improve to a go...
Credit score tiers shifted upward during the pandemic, with more consumers transitioning from subprime to prime credit scores.
Cardholders with subprime and deep subprime scores are far more likely to incur repeat late fees in a given year than those in higher credit score tiers. Increased incidence coupled with a...
Good credit is a classification for an individual's credit history, indicating that the borrower has a relatively high credit score and is a safe credit risk.
Find answers to many of your credit score questions as we breakdown the average credit score statistics by race, age, generation, state, and economic class.