We reviewed 2024's best balance transfer credit cards that offer low interest and long zero-interest periods, which help you manage debt effectively.
Vault’s Viewpoint ; With credit card interest rates averaging over 20%, cardholders who carry a balance can rack up quite a bit of extra debt. ; You might be able to get a lower interest rate by simply calling and asking your lender to lower it. ; Balance transfer offers and low APR credit cards are great tools for people needing a lower-interest borrowing option or to pay down existing debt.
Written by Garrett Yarbrough ; Edited by Courtney Mihocik ; Reviewed by Jason Steele
A credit card balance is the amount of credit you've used on your card, which includes charges made, balances transferred and cash advances (like ATM withdrawals). You can think of it as the amount of money owed back to the credit card issuer. If you don't owe a balance, it will appear as zero. If you owe money, it will appear as a positive number. Your balance also includes interest and fees charged. Your credit card balance will appear on your monthly statement. You can find your most up-to-da...
Annual Fee : $0, Regular APR : 17.74% – 27.74% Variable, Intro Bonus : N/A, Credit Score : Good – Excellent
Only half of America’s credit card customers believe they can pay... with debt on a high-interest card consider transferring some or all of the balance onto a zero-APR card. Such cards...
What the limit on balance transfers is · What the balance transfer fee is · What the APR on balance transfers is · How long any introductory APR windows are · What the APR will be when that window closes
Explore the UK credit card market ; Find the right balance transfer card for you ; Learn how to use credit safely & efficiently
The best 0% APR credit cards of 2024 charge zero interest on purchases and balance transfers, sometimes for up to 21 months — a generous benefit.
Purchases, balance transfers, foreign exchange, fees, and interest... credit) effectively is to pay your balance off in full. A zero balance helps avoid the interest charges associated with...