You can take advantage of promotional interest rates to transfer a credit card's balance to a new credit card. Balance transfers give you the opportunity to pay down debt.
Written by India Davis and Garrett Yarbrough ; Edited by Nouri Zarrugh ; Reviewed by Beverly Harzog
The Discover it Balance Transfer offers a long 0% intro APR and generous rewards — a combination you don't find on most balance transfer credit cards.
Written by Garrett Yarbrough ; Edited by Courtney Mihocik ; Reviewed by Jason Steele
We reviewed 2024's best balance transfer credit cards that offer low interest and long zero-interest periods, which help you manage debt effectively.
The best 0% APR credit cards of 2024 charge zero interest on purchases and balance transfers, sometimes for up to 21 months — a generous benefit.
Annual Fee : $0, Regular APR : 17.74% – 27.74% Variable, Intro Bonus : N/A, Credit Score : Good – Excellent
A balance transfer moves high-interest debt to another card, usually one with a 0% intro APR, so you save on interest while paying off debt.
Take control of your finances and enjoy 0% interest on balance transfer fees with our Everyday Credit Card.
Balance Transfer Basics ; What is a balance transfer fee? ; How to manage debt with a balance transfer card ; How long does a balance transfer take? ; What is the limit for a balance transfer card? ; Everything you need to know about balance transfer checks