Written by Garrett Yarbrough ; Edited by Courtney Mihocik ; Reviewed by Jason Steele
The best 0% APR credit cards of 2024 charge zero interest on purchases and balance transfers, sometimes for up to 21 months — a generous benefit.
Save with lower interest rate credit cards from Bank of America. Apply for a lower rate credit card online.
0% intro APR on Purchases for 18 billing cycles and 0% intro APR on Balance Transfers for 18 billing cycles for any balance transfers made in the first 60 days ; 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers ; 0% intro APR for 15 months on purchases and balance transfers; balance transfer fee applies
CNBC Select compares the best 0% APR credit cards with no interest for up to 21 months, so you can maximize savings.
Banks and retailers have blown past a symbolic 30% limit on credit-card interest rates. Some cards now charge 33%, a record high.
Discover the best low-interest credit cards in Canada reviewed by Forbes Advisor. Learn how they can save you money and expedite balance payoff.
Vault’s Viewpoint ; With credit card interest rates averaging over 20%, cardholders who carry a balance can rack up quite a bit of extra debt. ; You might be able to get a lower interest rate by simply calling and asking your lender to lower it. ; Balance transfer offers and low APR credit cards are great tools for people needing a lower-interest borrowing option or to pay down existing debt.
You can change it once each calendar month, or make no change and it stays the same. 0% † Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made...
Credit cards can play an important role in how you make purchases and manage your finances. They can be used for everyday purchases like groceries or gas, as well as big-ticket items like...