A credit card issuer charges a balance transfer fee to transfer a balance from another creditor. Learn the pros and cons of balance transfers.
A balance transfer can save you money by moving your debt from a high-interest credit card to one with a lower APR. Learn how they work, and find a card that fits your needs.
Annual Fee : $0, Regular APR : 17.74% – 27.74% Variable, Intro Bonus : N/A, Credit Score : Good – Excellent
Balance Transfer Basics ; What is a balance transfer fee? ; How to manage debt with a balance transfer card ; How long does a balance transfer take? ; What is the limit for a balance transfer card? ; Everything you need to know about balance transfer checks
Key takeaways ; A balance transfer credit card with an introductory 0 percent APR can help you pay off existing debt. Decide whether it’s worthwhile to transfer the debt considering that balance transfer offers typically carry a fee, and the regular APR can be considerably higher if you don’t pay off your debt within the introductory window. Compare different card offers to determine which might work best for you, keeping in mind that — even if balance transfer cards offer introductory zer...
Find a top zero-interest credit card in 2024 to help finance big purchases and manage debt without paying interest with Bankrate.
We've put together a list of the top balance transfer cards that can help you pay down debt without immediately accruing more interest.
Fees on zero-interest balance transfer credit cards rose for the second straight year, according to a new LendingTree report.
Learn what a credit card balance transfer is, and how a balance transfer credit card offer can save you money, especially if the credit card has no annual fee.
If you want to consolidate debt at a lower interest rate, two options are balance transfer credit cards or personal loans. Learn the pros and cons of each tool.