Written by Garrett Yarbrough ; Edited by Courtney Mihocik ; Reviewed by Jason Steele
The best 0% APR credit cards of 2024 charge zero interest on purchases and balance transfers, sometimes for up to 21 months — a generous benefit.
They can be used for everyday purchases like groceries or gas, as well as big-ticket items like vacations. And many credit cards offer you extra benefits so you can earn and save more, and...
Investopedia tracks over 300 credit card interest rates every month. For November 2024, the average credit card interest rate is 24.62%.
The best credit cards for cash back earn up to 10% cash back. Some no-annual-fee options even offer higher bonus rates than cards with annual fees.
Wells Fargo Reflect® Card ; Annual Fee · $0 ; Regular APR · 17.74%, 24.24% or 29.49% Variable ; Intro Bonus · N/A ; Recommended Credit Score · Good – Excellent
Earn 5% cash back · on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate. Plus, earn 1% cash back on all other purchases.
If you’re looking for a credit card but are unwilling to fork over money for an annual fee, you’re not alone. A May 2019 survey from Discover found that 60% of consumers say that having no annual fee is a very important factor when they choose a card. And 70% of consumers are very satisfied with their no annual fee cards, while only 35% are equally satisfied with their cards that charge an annual fee. The best no annual fee cards still offer a lot of perks: competitive rewards programs, intr...
Cards offering 12, 15 or even 21 months with no interest on... In fact, 76% of people who asked for a lower interest rate on their credit card in the past year got one, according to a...
Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate credit cards to write unbiased product reviews. The information for the following product(s) has been collected independently by Business Insider: Chase Freedom Flex®. The details for these products have not been reviewed or provided by the issuer. ...