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Credit card delinquencies are rising. Blame inflation, interest rates

“Do you have credit card debt or not? That’s the big fork in the road.” The credit-card crisis isn't likely to ease soon The credit card crunch isn’t likely to ease any time soon...

Credit & Debt: Managing Both Wisely

Know the difference between how much you owe (debt) and how much you can borrow (credit). Learn how to manage both to avoid financial trouble and understand how credit scores are calculated.

U.S. credit card debt reaches all time high, exceeds $1 trillion | Bankrate

New Federal Reserve report shows U.S. credit card debt exceeds $1 trillion, a new all-time high. Here’s what you need to know.

Debt Buyer: Who They Are and How They Work

The Bottom Line Debt buyers purchase delinquent debt from creditors like credit card companies, utilities companies, and banks and attempt to collect payments from borrowers. If you have...

What is the lowest amount debt collectors will settle for? What experts say

"Debt buyers are typically companies that purchase large amounts of delinquent debts from the... Whether you're looking to lower your medical debt, gain credit card debt forgiveness , or...

Fear of credit card debt adds fuel to Buy Now, Pay Later

Indeed, even many of the shoppers turning to BNPL out of a healthy fear of credit card debt... “In a perfect world, gift buyers would be saving all year long and purchasing primarily with...

Can store credit card debt be forgiven?

— “Would you like to save 20% on your purchase today by signing up for a store credit card?” — the memorized line clerks ask buyers at the check out register. From makeup stores like Sephora to department stores like Kohl’s and even pharmacies like Walgreens have their own store credit cards. It’s easy to rack up debt on these cards, and some may have trouble making payments. So, can store credit card debt be forgiven? · The short answer: It’s possible. Like other cr...

Credit card delinquency rates hit a nearly 12-year high

Consumers are struggling to pay off their credit card debt even as many trim their spending, a new Philadelphia Fed report finds.

Consumer debt climbs to highest level since early pandemic, up 7% since last year | CBC News

109 comments ; Rebecca Oakes, Equifax Canada's head of advanced analytics, says the rising debt stems from a combination of growth from immigration, pent-up spending, as well as increased borrowing as consumers feel the strain of higher living costs. ; Credit card spending in the quarter was up 17.3 per cent from last year to an all-time high for the time period. ; Average spending put on credit cards was almost $2,447, a 21.8 per cent jump from the third quarter of 2019.

Millennials Go Into Debt, Miss Credit Card Payments to Afford a Middle-Class Lifestyle

More and more millennials are missing credit card and car payments as they take on a boatload of debt to afford a home, a car, and kids.

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