Key takeaways ; Seeing retailers offer discounts for cash payments — or assess fees when customers pay by credit card — is becoming more common than ever. ; In most U.S. states, adding convenience fees to credit card transactions is legal, but there are still rules businesses must follow when doing so. ; Learning about the convenience fee rules that affect your area can help ensure you aren’t overcharged on your credit card transactions.
WHAT TO KNOW ; Paper bills can cost consumers a few dollars a month. A state law seemed to limit the fees, but is written badly enough to be largely irrelevant, according to attorney Donald Maurice. To file a complaint, contact the federal Consumer Financial Protection Bureau, the federal Office of the Comptroller of the Currency, the state Division of Consumer Protection and the state Attorney General's Office.
A business guarantee is a credit card agreement making any charges the sole responsibility of the business rather than individual business owners or employees.
Charged for something you canceled or ordered something that never arrived? Dispute your credit card charge with Chase.
Earn 250,000 Membership Rewards ; Earn 150,000 Membership Rewards ; Earn 130,000 bonus Qantas Points ; Earn 50,000 Bonus Membership Rewards ; Earn 120,000 bonus Velocity Points
Learn the pros and cons of using a personal credit card for business expenses, and why you should use a business credit card instead.
3% cash back : on eligible purchases at gas and EV charging stations (transactions of $200 or less)^, office supply stores, cell phone service providers, and restaurants.2 · ^Excludes discount stores/supercenters and wholesale clubs, 1% cash back : on all other eligible purchases. There is no limit on the total rewards you can earn. $100 credit : for recurring software subscription expenses such as FreshBooks or QuickBooks.3
The Revenued Business Card is an untraditional funding solution for business owners with poor credit—but beware of the built-in financing charges. Learn more with our Revenued Business Card review.
Key takeaways ; Business charge cards offer spending flexibility but must be paid off in full each cycle. ; Charge cards don't affect your credit utilization but can impact payment history. ; Charge cards offer valuable rewards, especially for businesses making large purchases.
Looking for the best credit cards for business expenses in the UK? Find the best cards in terms of APR, charges, foreign exchange rates, cashback and rewards