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How Credit Card Balance Transfers Work

You can take advantage of promotional interest rates to transfer a credit card's balance to a new credit card. Balance transfers give you the opportunity to pay down debt.

Understanding Credit Card Balance Transfers

Before you transfer a balance to a credit card with a lower interest rate, understand its effect on new purchases and other costly fine-print traps.

What Is A Balance Transfer — Is It A Good Idea For Debt?

A balance transfer moves high-interest debt to another card, usually one with a 0% intro APR, so you save on interest while paying off debt.

Discover it® Balance Transfer Card Review 2024

Annual Fee : $0, Regular APR : 17.74% – 27.74% Variable, Intro Bonus : N/A, Credit Score : Good – Excellent

Discover it® Balance Transfer Offer

Save money on credit card interest · If you transfer a balance from a high-interest credit card to a Discover Card with an introductory 0% APR balance transfer offer, you can use the money you save on interest charges to pay down your debt. Pay down your current credit card debt · When you consolidate all your higher-rate credit card debt--or other outstanding debts--with a Discover balance transfer offer, you end up with a single monthly payment and may reduce how much you pay in interest i...

Everyday No Balance Transfer Fee Credit Card | Santander UK

Take control of your finances and enjoy 0% interest on balance transfer fees with our Everyday Credit Card.

14 Best Balance Transfer Cards With 0% APR Of November 2024

Are you looking for a temporary break from APR? One of the balance transfer credit card offers available on Bankrate could help you pay down balances, improve your credit score and save on interest...

What Is a Balance Transfer Fee—and Can You Avoid It?

A credit card issuer charges a balance transfer fee to transfer a balance from another creditor. Learn the pros and cons of balance transfers.

Credit Card Balance Transfer Calculator

This credit card balance transfer calculator can help you determine when your debt will be paid off, based on the information you enter.

How To Do A Credit Card Balance Transfer | Bankrate

Key takeaways A balance transfer credit card is a type of card offering a 0 percent... payments on your card balance in the meantime. Before you initiate a balance transfer, compare the...

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