Get affordable homeownership help with U.S. Bank CRA mortgage loans officers (MLOs). Secure your first home and build generational wealth.
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Keywords: Community Reinvestment Act (CRA); Mortgage lending; Redlining; Low- and moderate income (LMI) JEL Classification: G21, G28, R38 ∗ Email: *******.*.********@***.***. The views...
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Under the Community Reinvestment Act (CRA) banks can fulfill... This paper evaluates whether giving CRA credit for purchases... that CRA increases loan purchases without affecting LMI...
Authors ; Neil Bhutta · Economist ; Glenn B. Canner · Economist
The Division of Banks (DOB) examines licensed mortgage lenders making 50 or more home mortgage loans in the previous calendar year for CRA compliance. Learn more about CRA for mortgage lenders in M...
licensed mortgage lenders (LMLs) making 50 or more home mortgage loans in the previous 2... The DOB assess the LML's record of meeting the mortgage credit needs in its entire assessment...
Establishing programs for down payment assistance, grants, and flexible mortgage requirements ; Closing the digital divide in Inkster, Mich., through a $1 million pledge to the Strategic Alliance Community Development Corporation ; Building an affordable tiny home in Detroit in partnership with Cass Community Social Services