Read our in-depth review of American Consumer Credit Counseling, covering services, benefits, and user experiences.
Cancellation of oral agreements made through direct selling ; Q · After getting constant telemarketing calls for hours at work, I agreed to pay 1.02 million KRW (24-month installment payment) for a 3-year subscription to a magazine. The magazine arrived two days later. I feel that the subscription fee is way too expensive and that I made the decision on impulse. How can I resolve this issue? ; A · Contract cancellation can be requested. In accordance with the ‘Door-to-Door Sales Act', dire...
Credit counseling provides guidance and support for consumer credit, money management, debt management, and budgeting.
With over 50 years of experience, Consumer Credit Counseling Service is a local, nonprofit community service agency. Not only do we help with financial education, but we also have a debt management pl
Key takeaways ; Credit counseling could be a viable option if you're struggling to repay your debt. ; Debt management plans, bankruptcy counseling, student loan counseling and housing counseling are all popular credit counseling services. ; Before working with a counseling service, try working directly with your lenders or creditors to resolve your debts.
Credit counseling is an industry with a lot of variety. While many credit counseling agencies (CCAs) are nonprofits, not all of them are trustworthy. Some agencies push clients to enroll in...
Credit counseling ; Many lenders do not negotiate with debt settlement companies. ; Usually a for-profit company that charges a fee for their services ; Keep in mind that a low interest rate could be a “teaser rate” that applies only for a limited time.
NFCC member firms must also provide ongoing consumer education programs while demonstrating... You can learns through the website of an NFCC-accredited credit counseling company whether...
We researched the debt relief industry and identified Apprisen as the best overall credit counseling agency due to its low fees, outstanding customer service, and reputation for success. We...
Advise you on managing your money and debts ; Help you develop a budget ; Help you get a copy of your credit report and scores