Key takeaways ; Average car insurance rates are $2,314 for full coverage and $644 for minimum coverage. ; Experts recommend comparing quotes with the same coverage limits from at least three carriers to find the best fit for your risk profile. ; Drivers under 25 or over 70 and those with violations or accidents tend to pay higher premiums based on insurer risk calculations.
NerdWallet’s guide on how to compare car insurance rates from insurers like Geico, Progressive and State Farm, plus regional car insurance companies.
Comparing car insurance quotes from several companies is one of the best ways to get the coverage you need at the cheapest price.
To ensure you’re getting the right coverage and best price, shop for car insurance with a quote tool to compare rates from multiple companies side by side.
State, Minimum Coverage Required, Average Annual Minimum-Liability Premium, Average Annual Full-Coverage Premium ; Alabama, 25/50/25, $572, $2,048 ; Alaska, 50/100/25, $506, $2,116 ; Arizona, 25/50/15, $956, $3,127 ; Arkansas, 25/50/25, $589, $2,398 ; California, 15/30/5, $736, $3,040
Insurify is a digital insurance agent that lets you compare car insurance rates from GEICO, Allstate, Progressive and 100+ more.
Compare car insurance rates by company, state, coverage type, and more. Learn about available discounts and get quotes online!
Optional car insurance coverages: Comprehensive coverage: Helps pay to repair damage to your car that wasn't caused by a collision. Coverage may include theft, vandalism or animal damage. If you're leasing or paying off a loan on your car, your lender may require you to have comprehensive coverage. Collision coverage: This coverage helps pay for repairs if your car is damaged or totaled in a collision with another vehicle or object (such as a fence). If you're leasing or financing your car, your...
Credit Karma’s guide on comparing car insurance quotes from multiple carriers to get the cheapest car insurance premium without sacrificing coverage needs.
Compare car insurance rates: By age · For seniors · For adding a teen driver · For drivers with a speeding ticket · For drivers with a DUI · For drivers with an at-fault accident · By credit score · By vehicle