Save money on credit card interest · If you transfer a balance from a high-interest credit card to a Discover Card with an introductory 0% APR balance transfer offer, you can use the money you save on interest charges to pay down your debt. Pay down your current credit card debt · When you consolidate all your higher-rate credit card debt--or other outstanding debts--with a Discover balance transfer offer, you end up with a single monthly payment and may reduce how much you pay in interest i...
Key takeaways ; A credit card balance transfer is a popular option for tackling high-interest debt. ; A balance transfer credit card typically offers a 0-percent intro APR period that allows you to save on interest payments for a limited time. ; You can transfer more types of debt than you may think, depending on the issuer of your balance transfer card.
Are you looking for a temporary break from APR? One of the balance transfer credit card offers available on Bankrate could help you pay down balances, improve your credit score and save on interest...
Get a good balance transfer offer by comparing different card offers, understanding how they work and other factors.
We reviewed 2024's best balance transfer credit cards that offer low interest and long zero-interest periods, which help you manage debt effectively.
Learn how balance transfers work to move credit card debt to a new card with a 0% or low introductory interest rate and if a balance transfer is right for you.
Annual Fee : $0, Regular APR : 17.74% – 27.74% Variable, Intro Bonus : N/A, Credit Score : Good – Excellent
Annual fee · $0 ; Welcome offer · Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back ; Introductory Balance Transfer APR · 0% Intro APR on Balance Transfers for 15 months ; Ongoing Balance Transfer APR · 19.99% - 28.74% Variable ; Introductory Purchases APR · 0% Intro APR on Purchases for 15 months ; Ongoing Purchases APR · 19.99% - 28.74% Variable
Pay off debt fast while saving on interest by moving your debt onto a balance transfer credit card. Here are some of your available options.
We analyzed hundreds of balance transfer credit cards with a 0% intro APR period and dug into each card's perks and drawbacks to find the best ones.