Auto insurance can be complex, with various coverage options designed to protect against different types of risks. Two fundamental components of auto insurance—Comprehensive and Collision Coverage—play distinct roles in shielding drivers from financial losses. In this blog, we'll unravel the differences between Comprehensive and Collision Coverage in the context of New York State (NYS) auto insurance. Defining Comprehensive Coverage: What is Comprehensive Coverage? Comprehensive Coverage, of...
What Is Comprehensive and Collision Insurance? It is important to understand if you are covered. Talk to us at The Richard Pitts Agency today.
Would collision or other than collision coverage apply if a liquid chlorine jug fell in your vehicle while driving and the chlorine damaged your carpet? · That should be covered by comprehensive insurance and the insurance company will pay for damages minus any deductable. Are you covered while driving a company vehicle on personal time? · Categorically no. The insurance relates solely to driving on company business. Is any licensed driver insured while driving your vehicle? · If you gave ...
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Auto liability insurance covers two types of costs; bodily injury and property damage. Bodily injury coverage pays for the other person's medical bills if they got injured in an accident that you caused. This includes other drivers, passengers and pedestrians who might have gotten injured. In addition to medical coverage, the insurance pays for things like lost wages if that person can't work due to their injuries, legal fees if that person sues you, and even funeral costs if that person or pass...
Comprehensive auto insurance covers non-collision losses such as storm damage and auto theft. It's affordable and can even pay to replace a broken windshield.
Here’s what to know about collision car insurance. Get the facts—and then save on your car insurance coverage with a Pay-Per-Mile policy.
Available insurance coverages to protect your car ; Comprehensive Coverage · Covers your vehicle for damage or loss not caused by accidents, minus the deductible. Includes hail, vandalism, flooding, and theft. ; Collision Coverage · Covers the direct accidental loss of your vehicle, minus any applicable deductible.
Uninsured/underinsured protection is available to cover you and your passengers if you're injured by another driver or rider without insurance (or enough insurance). Comprehensive coverage with Progressive will pay to replace or repair your vehicle if stolen, vandalized, or damaged due to fire, hitting an anima ...
Insurance can be complicated, but our comprehensive guide to common insurance terms will give you everything you should know about insurance policies, coverages, and basic terminology. Browsing the glossary of definitions below can give you the knowledge to better understand your policy and other important information about all types of insurance. Looking for a specific insurance term? Enter it below to jump to the definition. With Accident Forgiveness (not available in CA, CT, and MA) on your G...