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What is a Car Insurance Quote? ; Remember that in America, insurance companies are businesses. This means that they have a bottom line to maintain and must generate profit no matter how many payouts they have to give out. This is part of the reason why policies are so complicated to understand. Every insurer has to make sure they don’t lose money because of covering you. That said, here are the top factors that affect car insurance rates. The younger you are, the more you\’ll usually pay. Teen drivers and drivers between 20 and 24 are the m ...
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