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Minimum Credit Score · 580 for FHA and VA refinances, 620 for conventional refinances ; Days to Close · 30–45 days
Today's mortgage rates can make it costly to buy a home, but these tricks can help you find a cheap home loan.
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Rohit Kohli, operations director at The Mortgage Stop in Romsey, Hampshire, said: 'Several lenders including Halifax were overpriced as the year ended compared to other deals in the market...
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Even today’s cheapest mortgage deals are likely to mean you’ll pay out more
By Kevin Peachey ; Mortgage lenders have started the year by cutting rates, taking some of the pain out of the cost of a new deal for homeowners. ; The UK's biggest lender, the Halifax, has cut some interest rates by close to one percentage point, with brokers now expecting others to follow suit. ; HSBC has announced it will make cuts on Thursday, in what is being described as a "fast-moving market". ; But homeowners are being warned to pay close attention to what is offered.
Economists warned that rising rates and turmoil in the mortgage market could trigger a house price correction © Dinendra Haria/Alamy Some of the UK’s biggest mortgage lenders, including...
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