Looking for the cheapest homeowners insurance? Find out which providers have the lowest premiums and how to save money on your next policy.
Best for Online Quotes: Lemonade Homeowners Insurance ; Best for Affordable Pricing: Progressive Homeowners Insurance ; Best for Discounts: Allstate Homeowners Insurance
Written by Natalie Todoroff ; Edited by Jessa Claeys ; Reviewed by Mark Friedlander
Company, Average California home insurance cost ; Allstate (no longer selling new home insurance policies in California), $718 ; Mercury, $736 ; National General, $778 ; Lemonade, $784 ; Travelers, $890 ; Nationwide, $952 ; State Farm (no longer selling new home insurance policies in California), $965 ; Automobile Club of Southern California, $1,003 ; CSAA Insurance Group, $1,066 ; USAA, $1,097
Choosing a quality inexpensive homeowners insurance company can be confusing. We’ve done the research and found the Cheapest Homeowners Insurance Companies of 2024.
Home Insurance Basics ; How Much is Homeowners Insurance? ; What Is Homeowners Insurance? ; Cheap Homeowners Insurance
Homeowners who fixed their mortgage deal for two years when interest rates hit their lowest point in history are now pursuing legal action over their brokers' advice in what some claims...
Cheap homeowners insurance is available from Erie, USAA, Amica, Cincinnati Insurance, Auto-Owners and Nationwide.
Best overall: Amica Homeowners Insurance ; Best for military: USAA Homeowners Insurance ; Best for customer satisfaction: State Farm Homeowners Insurance ; Best for cheap home insurance: GEICO Homeowners Insurance
The average yearly cost of New Orleans home insurance is $6,739 for a $300,000 policy with a $500 deductible, which is much higher than Louisiana’s average of $4,384. Encompass, State Farm, and Foremost have the cheapest average home insurance premiums in New Orleans. New Orleans is one of the top five U.S. metropolitan areas at risk for storm surge and hurricane winds, which explains the higher rates.[1] You’ll likely need to purchase homeowners insurance and separate flood insurance. ...