Consider following these steps on refinancing your credit card debt. Learn more about credit card refinancing on Chase’s Education Center.
Credit card debt can be scary and confusing to deal with on your own. We gathered some myths and facts about credit card debt to help you tackle your credit payments.
Should Americans with debt chase credit card rewards? The majority say yes.
We outline several tried-and-true strategies for budgeting with a credit card that can help to take the stress out of tackling your debt and pay it off faster.
How to calculate your debt-to-income ratio ; Add up your monthly debt payments (rent/mortgage payments, student loans, auto loans and your monthly minimum credit card payments). ; Find your gross monthly income (your monthly income before taxes). ; Debt-to-income ratio = your monthly debt payments divided by your gross monthly income.
Debt consolidation can be a useful way to save you money and simplify your payments. Here's ways to consolidate your credit card debt.
Settling credit card debt can be a good way to get out of debt, but it can also have a negative impact on your credit score. Learn how to minimize the impact on your credit.
When you are ready to pay off your credit card debt, there are a few different strategies that can reduce your credit card debt & bring balance to your financial wellbeing.
Credit cards can be great financial management tools, but they can turn into a debt burden if you don’t keep an eye on how much you’re putting on your cards.
Nearly half of Americans said they carried a credit card balance in 2023, and many plan on taking on more debt in 2024.