Setup is simple ; Fixed Rates ; Flexible rates and terms
A certificate of deposit ( CD ) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rat...
The Certificate of Deposit Account Registry Service (CDARS), was a US for-profit service that broke up large deposits (from individuals, companies, nonprofits, public funds, etc.) and placed them across a network of more than 3000 banks and savings associations around the United States. Th...
A certificate of deposit (CD) is a type of savings account offered by banks and credit unions. It pays a fixed interest rate for a set period of time.
Find a U.S. Bank CD (certificate of deposit) that best suits your investing needs, with the CD rate and term that is right for you. Apply now.
English Noun certificate of deposit ( plural certificates of deposit ) A type of bank account representing a time deposit, which is insured, with a specific, fixed term, and, usually, a...
Certificates of Deposit are high-yield savings accounts that allow you to earn interest as you save. Learn more here.
A certificate of deposit typically earns higher interest than a traditional savings account. View Bank of America CD rates and account options.
4.65% APY ; 4.35% APY ; 3.00% APY ; Guaranteed interest rate ; FDIC insured up to at least $250,000 per depositor2 ; Minimum deposits starting at $500 ; No fees if you hold your CD to maturity ; A wide range of terms to choose from
What is a certificate of deposit (CD) account? Learn more about how to open a certificate of deposit, the potential benefits, and how interest accrues.