Car insurance costs in Texas are slightly higher than the national average, with drivers paying $960 per year for a liability policy or $3,156 for full coverage.
Liability car insurance coverage helps pay for other drivers’ expenses if you’re at fault in an accident. It doesn’t cover your expenses.
Explore cost and coverage of liability car insurance. Learn what it covers, state requirements, costs by state, and important considerations.
The amount your insurer will pay for a covered liability insurance claim depends on the coverage limits you choose. Each state sets minimum coverage limits for bodily injury liability and property damage liability that drivers must purchase, but you may decide to buy additional coverages. Typically, you may see three liability coverage limits on your car insurance policy: This is the maximum amount your insurer would pay to repair damage you cause to another party's property. The maximum payout ...
The cheapest liability-only car insurance companies are Erie and USAA, according to our analysis. Find out more about how to get cheap liability insurance.
Full-coverage car insurance includes liability insurance, which covers the other driver’s costs if you’re at fault. Learn more about how these insurance policies work.
Estimate car insurance cost in your state based on how much coverage you will need by using Forbes Advisor’s Car Insurance Calculator.
Learn what bodily injury liability insurance does and does not cover if you are involved in a car accident. We'll help you decide if you have enough coverage?
The insurance cost increases on inflation come more than two years after the Biden administration largely blamed used car... Nearly all states have minimum requirements for liability...
Annual average car insurance costs by state can vary from as little as $303 to as much as $4,357 depending on your chosen coverage and where you live.