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Not understanding a policy can pose major road risks with motorists possibly unaware of what they can and can't do on the roads. ; Jason Smith, CEO of MoneyExpert.com said: “Obviously, it’s important to know exactly what your car insurance actually covers. ; “If you only have third-party insurance, for example, you could be left with a nasty surprise after an accident leaves your car needing expensive repairs. ; “But there are other bits of small print people don’t pay enough attention to – like whether the car is used for commuting or social purposes, or where it’s parked overnight.”
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Best overall: Progressive · Best for customer satisfaction: State Farm · Best for driver discounts: Farmers · Best for service members and veterans: USAA · Best for claims processing: Allstate
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