You can’t get car insurance without putting money down, but some insurers offer policies without a large deposit.
Learn how to buy an automobile insurance policy without having to pay a lot of money upfront, plus more tips for cutting your car insurance costs.
Companies offering cheap car insurance with no down payment usually count the new policyholder’s first premium payment as a deposit.
To find the lowest down payment, start by getting quotes from the cheapest companies. Geico, Nationwide, American Family and State Farm typically offer cheap car insurance with a low down payment.
Wondering how to save money on car insurance? To get you started, we rounded up some easy, quick steps you can take to reduce your insurance costs.
Compare quotes, save money and find a car insurance policy tailored to your needs with our car insurance calculator.
Shop around for your car insurance · Compare insurance costs before you buy a car · Raise your deductible · Reduce optional insurance on your older car · Bundle your insurance and/or stick with the same company · Maintain a good credit history · Take advantage of low mileage discounts · Ask about group insurance · Seek out other discounts · Additional resources
4 Ways to Get No Money Down or First Month Free Car Insurance ; Seek Out Insurers with Flexible Payment Plans: Many insurance companies understand that not everyone has the means to pay a large upfront fee when purchasing a policy. Some insurers offer flexible payment plans that can include no down payment or a “first month free” option. This can involve spreading out the payments over the policy period, making the initial cost more manageable. Drivers can find these insurers by researching ...
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