Use NerdWallet's car insurance estimator to calculate how much your car insurance costs could be, plus read on to learn how much coverage you should get.
Find the minimum car insurance requirements for every state, how to understand coverage requirements and liability limits.
Find out what the minimum car insurance requirements are in your state.
The cheapest car insurance rates start at $38 per month from USAA according to our research team’s cost analysis of 97 companies nationwide.
Annual average car insurance costs by state can vary from as little as $303 to as much as $4,357 depending on your chosen coverage and where you live.
The cheapest car insurance in Oregon is $52 per month for minimum coverage from USAA and $127 per month for full coverage from Travelers.
Travelers, Kentucky Farm Bureau, Geico, USAA and Shelter Insurance are the cheapest car insurance providers for most drivers in Kentucky based on our rate data. ; Kentucky car insurance costs $2,545 per year on average for a full-coverage insurance policy, roughly 5% cheaper than the national yearly average of $2,681 according to our rate data estimates. ; Minimum liability auto insurance coverage costs $1,072 per year on average in Kentucky, about 23% more expensive than the national average of $869 per year.
Liberty Mutual helped a Toyota Prius C driver in Salem, Massachusetts save on car insurance with this quote. ; A Lowell, Massachusetts driver just saved on coverage for their Jeep Compass with this quote from MAPFRE. ; Safeco's average rate for Massachusetts drivers with good credit and a clean driving record. ; Embark helped a Honda CR-V driver in Chelsea, Massachusetts save on car insurance with this quote.
NerdWallet’s guide on how to compare car insurance rates from insurers like Geico, Progressive and State Farm, plus regional car insurance companies.
Most states require drivers to carry some level of car insurance. But the minimum varies depending on where you live. Learn what you need to know about your state's car insurance requirements.