Car accident rates have been on the increase and experts point to everything from more distracted driving to rising temperatures caused by climate change. There were nearly 6 million car accidents in the U.S. in 2022, according to the National Highway Traffic Safety Administration, the most recent year for which data is available. After the initial shock wears off, the biggest surprise after a collision can be how much your insurance premiums go up — even if you weren’t at fault. Your drivin...
Car insurance is designed to protect you, your assets, others, and property in the event of a collision, theft, or natural disaster. Here's how to figure out how much you need.
Learn about car insurance requirements by state to see how much auto insurance you need. You may find that basic state limits are inadequate.
Too little car insurance and you’re financially vulnerable. Too much, and you’ll overpay. Here’s a guide to how much car insurance you need.
Table of Contents ; How are car insurance premiums calculated? · How much is car insurance? · Which cars are cheapest to insure? · How does my driving history affect car insurance? · What else affects the cost of car insurance?
What we'll cover ; Learn about car insurance requirements · Types of car insurance · Find the right type and amount of car insurance for you
How much will your car insurance rate go up after an accident? Bankrate finds out.
How Much Car Insurance Do You Really Need? Finding the Right Coverage for Your Vehicle Car insurance is a necessary expense for any driver. It provides financial protection in the event of...
Car insurance can protect drivers from potentially devastating financial liability after an accident. Here is how car insurance works.
Key Takeaways: ; Car insurance helps pay to fix your car if it’s damaged in an accident or another covered incident. ; Most states require car insurance, but the required amount can vary. If you lease or finance your car, your lender may also mandate a certain amount of coverage. ; You can tailor your car insurance policy with optional add-on coverage to meet your needs.