Car insurance for low mileage drivers can be a great option for people who don’t use their cars often. Learn more about how this type of insurance works and how it can save you money on your premiums.
USAA offers the cheapest low-mileage car insurance at $939 per year or $78 per month. Erie Insurance and Auto-Owners Insurance also have affordable rates.
Looking for an alternative to traditional car insurance? If you don't drive much, check out these cheap companies for low-mileage car insurance.
You can calculate the annual mileage of your car by taking the total number of miles the car has been driven—which you can find on the car’s odometer—and dividing it by the number of years since the car was manufactured. At Lemonade Car, you could be considered a low-mileage driver if you drive less than 9,000 miles per year. With a pay-per-mile insurance program policyholders pay a monthly base rate that doesn’t change, in addition to a per-mile rate that’s charged based on how many m...
Key Takeaways ; The average annual cost of a car insurance policy is $2,068, according to our study. ; Traffic offenses like speeding tickets and DUIs can significantly increase average costs. ; Teens are among the costliest drivers to insure, while seniors enjoy relatively low rates.
USAA : $46, GEICO : $55, State Farm : $55, Allstate : $62, American Family : $75, Progressive : $79, Travelers : $89, Farmers : $112, Liberty Mutual : $138, Hugo : $234
It's possible to save up to 30% via low-mileage car insurance discounts. Learn why so many insurance companies value infrequent drivers and how you can save.
In this article ; How do I get cheap car insurance? · Why should I compare car insurance? · How to compare quotes on price comparison sites · How much does car insurance cost? · What level of car insurance cover do I need? · Why comprehensive car insurance could be cheaper · Cheap car insurance if you've got a big no-claims discount · Cheap car insurance for younger drivers, learner drivers and new drivers
No one wants to pay more than necessary for car insurance. Here are ways to lower your bill or find cheaper coverage.
Key Takeaways: ; Try to purchase the maximum car insurance coverage you can comfortably afford so you and your vehicle are covered in most scenarios. ; Liability car insurance is mandatory in most states. While collision and comprehensive coverage is not, it is strongly recommended. ; When shopping for car insurance, consider your premium payment, deductible, and coverage limits to ensure you have optimal protection.