Written by Mary Van Keuren , Edited by Maggie Kempken ; Published on July 09, 2024 | 8 min read
California Statistic Summary, Details ; Road Miles, 225,531 ; Registered Vehicles, 27,872,875 ; State Population, 39,557,045 ; Most Popular Vehicle, Honda Civic ; Percentage of Uninsured Motorists, 15.2% ; Driving Deaths, Speeding: 1,070 Drunk Driving: 1,120 ; Average Premiums Annually, Liability: $462.95 Collision: $364.56 Comprehensive: $99.29 ; Cheapest Provider, USAA CIC
Have a valid California driver’s license · Own a vehicle valued at $25,000 or less · Meet income eligibility guidelines · Be at least 16 years of age · Have a Good Driving Record
Even with a DUI on your record, it's advisable to shop around for competitive rates. Different insurers may assess DUI convictions differently, and some may offer more favorable terms. Completing court-mandated or voluntary DUI education programs can sometimes result in insurance discounts. These programs demonstrate a commitment to responsible driving and may be viewed favorably by insurance providers. DUI convictions can affect your ability to secure coverage for an extended period. While rate...
Consumers - Please visit California's Low Cost Automobile Insurance Program at www.mylowcostauto.com or call 1-866-602-8861 to see if you qualify and locate a certified agent in your local area. Insurance Agents and Brokers (Producers) - Please visit the Automobile Insurance Plan Service Office (AIPSO) at www.aipso.com/PlanSites/CaliforniaLowCost.aspx for more information. California Law requires that all drivers of vehicles within the State maintain evidence of financial responsibility. Califor...
No more than one at-fault property damage only accident or no more than one point for a moving violation within the past three years ; No at-fault accidents involving bodily injury or death on a driving record within the previous three years ; No felony or misdemeanor convictions for a violation of the Vehicle Code on a motor vehicle driving record
California Law ; Your coverages—the different things your policy covers. Call your agent, broker, or insurance company if you do not understand something in your policy. Uninsured motorist bodily injury (UMBI): This pays for injuries to you and any person in your car when there is an accident with an uninsured driver who is at fault. The limits are the same as your liability coverage limits. Ask about higher deductibles for comprehensive and collision coverage. This will lower your premium. .....
About the Boards and Committees ; California Earthquake Authority (CEA) Advisory Panel ; California Insurance Guarantee Association (CIGA) Board of Governors ; California Life & Health Insurance Guarantee Association (CLHIGA) Board of Directors
DUI Car Insurance Provider, Average Annual Car Insurance Costs After DUI ; USAA, $2,751 ; Progressive, $2,776 ; American Family, $2,983 ; State Farm, $3,235 ; Auto-Owners, $3,363 ; Erie, $3,390 ; Geico, $3,451 ; Farmers, $3,517
Annual Average Full Coverage Rates, Annual Average Disposable Income, Annual Average Percentage of Income Paid to Car Insurance ; $891.68, $42,451.00, 2.10% ; $922.69, $41,945.00, 2.20% ; $951.75, $43,978.00, 2.16%