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Bank lending further slowed down in Sept | Inquirer Business

MANILA -The growth in lending by the Philippines’ largest banks slowed down for the sixth straight month to a nearly two-year low of 6.5 percent in September, adding credence to concerns that lukewarm private spending will lead to more subdued economic growth in the fourth quarter. Preliminary data at the Bangko Sentral ng Pilipinas show that the growth in total lending, net of short-term loans to the central bank, continued to lose momentum after reading out at 13.4 percent in September 2022 and 7.2 percent last August. ...

SBA Loans | Small Business Administration | U.S. Bank

What is a SBA loan and how does a SBA loan work? With a SBA (Small Business Administration) loan, U.S. Bank helps high-growth businesses and entrepreneurs reach their goals.

Business Loans | Business Banking | U.S. Bank

Compare business loan options and learn how to apply for a small business loan. Whether you need a quick loan, term loan, SBA express loan or equipment financing, the convenience and reliability of...

Union Bank taking over CitySavings Bank | Inquirer Business

CitySavings has a business model that gives us a strategic opportunity to expand our customer franchise, and an existing management team we have full confidence in.” Established in 1966...

Neda Board OKs Customs modernization | Inquirer Business

The World Bank financing will account for 85 percent of project cost, while the remainder will come from counterpart government funds, Guerrero noted. ; Loan negotiations between the World Bank and the Department of Finance started last May 12. ; “[Guerrero] has already signed the letter to the Department of Budget and Management for the issuance of a forward obligation authority for the project, a requirement for loan negotiation. The BOC will also issue a customs special order creating the project management unit tasked to oversee implementation and ensure that project objectives, along with specifications and standards set, are met during construction, deployment and implementation. A special bids and awards committee shall also be constituted for procurement of different components of the project,” the country’s second biggest revenue agency said.

Metrobank to pay record dividends as 2023 earnings post 29% growth | Inquirer Business

MANILA, Philippines —The Ty family-led Metropolitan Bank & Trust Co. (Metrobank) will pay record dividends of P22.5 billion to stockholders after achieving historic high earnings the past year. Metrobank, the country’s second-largest private bank, reported a significant boost in its net income for 2023, reaching P42.2 billion, which marks a 28.9-percent increase over 2022, a stock exchange filing on Thursday showed. This translated to a return on equity of 12.5 percent, higher than the 10.3 percent recorded in the previous year. ...

Big US banks balk at new capital rules in Senate hearing | Inquirer Business

NEW YORK -Large US banks railed against new proposed capital requirements at a congressional hearing on Wednesday, joining Senate Republicans in casting the measures as crimping loans to everyday Americans. “This rule will make services so uneconomical, you will likely see two outcomes: many banks will simply stop offering certain products and services, and those that do will have to charge more for them just to make it worth the service,” said JPMorgan Chase Chief Executive Jamie Dimon. ...

Small Business Banking, Credit Cards & Loans

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High interest rates curb loan growth

Bank lending grew in June but was relatively flat from the previous month as high interest rates tempered demand for consumer and business loans.

US banks' profits to shrink as they brace for souring loans

A combination file photo shows Wells Fargo, Citigbank, Morgan Stanley, JPMorgan Chase, Bank of America, JPMorgan, and Goldman Sachs from Reuters archive. REUTERS/File Photo

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