Applying for a business credit card using an EIN keeps your personal and business finances separate. ; Some credit card issuers may ask to review your business finances or require a personal guarantee. ; Holding a credit card approved through your EIN can boost your future access to additional credit.
Learn if it’s possible to get a business credit card with only an EIN, or employer identification number.
It is possible to get a business credit card with just an EIN, but your options will be limited. Here's what you need to know.
You can get business credit cards with an EIN only. We explain what an EIN is and highlight a few top cards in our guide.
The best small-business credit cards work similarly to personal credit cards—both grant you a line of credit you can borrow against. However, business cards are intended to support the purchases and expenses of small businesses, entrepreneurs, and sole proprietorships, whereas personal credit cards are for everyday people and their regular purchases and bills. There are many differences between the two types of cards, including some that may surprise you. Just keep in mind that if you have you...
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How to get a business credit card with an EIN only ; How does my business credit card impact my personal credit score? ; Can you get a business credit card without a business?
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Starting a business is exciting! You have an idea and you can't wait to share it with the world. But with this excitement often comes the need for financing. Business expenses can add up quickly and you might be thinking about a way to cover your startup costs or sustain steady growth. One popular way to access financing relatively quickly is through a business credit card. Business credit cards can be a helpful way to kickstart growth by providing access to credit. This credit may allow you to invest in the systems, equipment and people you ne ...
Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate credit cards to write unbiased product reviews. The information for the following product(s) has been collected independently by Business Insider: Bank of America® Business Advantage Travel Rewards World Mastercard® credit card, Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® Cre ...