By Allstate ; Whether you're insuring a condo, house or apartment, you may have seen some unfamiliar terms — like HO-6, HO-3 or HO-4 — when reading your policy. Or, you might have overheard your insurance provider say that your homeowners insurance is an HO-3 form. You might be wondering what these terms mean. They are different types of home insurance policy forms. Insurance companies typically write policies on certain forms, according to the Insurance Information Institute (III). The type of home you live in will help determine the cover ...
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Coverage Amount, Whole Life Cost, 20-Year Term Life, 30-Year Term Life ; $250,000, $180, $12, $19 ; $500,000, $355, $19, $31 ; $1,000,000, $700, $31, $54
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