What Is a Certificate of Deposit (CD)? Pros and Cons

A certificate of deposit (CD) is a type of savings account offered by banks and credit unions. It pays a fixed interest rate for a set period of time.

Certificate of deposit | Online CD rates | U.S. Bank

Find a U.S. Bank CD (certificate of deposit) that best suits your investing needs, with the CD rate and term that is right for you. Apply now.

Best CD Rates of November 2024 - Up to 5.25% APY

The best CD rates today are offered by First Merchants Bank (5.25%), Northwest Bank (5.25%), Cumberland Valley National Bank & Trust (5.15%) and United Midwest Savings Bank (5.15%). That said, some...

Certificates of Deposit (CDs)

Learn about certificate of deposit (CD) types, how they work, and how they can fit into your savings goals. Browse Investopedia’s expert-written library for more.

Best CD Rates for December 2024: Secure Top Returns

Account Name, APYs (Annual Percentage Yields) are accurate as of 12/06/2024 ; SkyOne Federal Credit Union 3 Month CD, powered by Raisin, 4.25% ; Barclays 6 Month Online CD, 4.00% ; Discover 1 Year CD, 4.10% ; Sallie Mae 14 Month No-Penalty CD, 3.95% ; Discover 18 Month CD, 3.80% ; LendingClub LevelUp Savings Account, up to 4.75%* ; mph.bank 3 Year CD, 4.38%

Money market vs. certificate of deposit (CD): Where should I invest?

Explore the differences between money market accounts and certificates of deposit (CDs) to decide where to invest your money. Learn about their benefits, risks and which option suits your financial...

2024 CD rates are highest in years. Now might be a good time to invest

For the kitchen-table investor with a little money to spare, now might be an ideal time to consider investing in a certificate of deposit.

Best 2-Year CD Rates of November 2024

10 Best 2-Year CD Rates of 2024 2-year Certificate of Deposit Overview A certificate of deposit (CD) is an alternative type of savings account offering a guaranteed interest rate for a set amount o...

Best CD Rates Of December 2024 - Up to 5.25%

Find the best CD rates by comparing national and local rates. Bankrate compares thousands of financial institutions to make it easy for you to apply for the best certificate of deposit rate.

Different Types of CDs: Find the Perfect Certificate of Deposit

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate banking products to write unbiased product reviews. If you've got some extra cash and you're wondering where to park it, you've probably looked at savings accounts. You might want to consider a certificate of deposit (CD) if you do not need immediate access...