Compare today’s best high-yield savings account rates with our ranking of over 100 national banks and credit unions. Today's top APY is 5.50% from Poppy Bank.
We analyzed nearly 300 data points to find the best high-yield savings accounts available today. See our top picks based on interest rates, fees, and more.
The average savings account interest rate is 0.45% as of September 2023. Learn more about savings account interest rates, how they’re set and tips for maximizing your interest rate.
The best savings accounts offer more than just high APYs.
Looking for the Best CD Rates? Compare the best online banks for competitive APYs, ensuring safe savings & growth.
Now is a good time to consider finding a high-yield savings account.
Free to read. A top savings account can help you beat the current rate of inflation and grow your cash in real terms. See the best savings rates right now
The best high-yield savings accounts offer 5.30% APY from BrioDirect High Yield Savings Account and 5.30% APY from Ivy Bank High-Yield Savings Account, which is more than 10x the national average APY.
To find the best high interest rate for you, browse Bankrate's list of the best high-yield savings accounts from federally insured, highly rated institutions.
If you're looking for the best rate for your savings, high-yield savings accounts typically offer yields that pay many times the national average.