The Bangko Sentral ng Pilipinas (BSP) and the Japan International Cooperation Agency (Jica) have jointly launched the Credit Risk Database Scoring Model to help lenders better assess the creditworthiness of small and medium enterprise borrowers, including those without credit history or adequate collateral. According to BSP Governor Felipe Medalla, this latest tool for banks was intended to bridge the funding gap for micro, small and medium enterprises (MSMEs) while enhancing the credit risk management of financial institutions using a data-dri ...
In the unlikely event that the RH Bill will be finally be put to a vote in the House of Representatives before the current session is over, every member of Congress should vote a resounding NO TO THE RH BILL. A law based on the assumption of the desirability of birth or population control is pure economic nonsense when all the kudos and praises being heaped on the Philippine economy by international organizations—both governmental and private—are citing the advantages of a growing and young population. A recent report from Bloomberg (one of ...
The urgent need to end stunting and involuntary hunger is finally getting the long-awaited national attention with the projects and initiatives from the public and the private sectors. Successive political administrations have tried to reduce the severity of malnutrition and child stunting in the Philippines, but the needle hardly moved and even worsened. Addressing malnutrition and child stunting requires a whole-of-nation approach and that means interventions must not only tackle the palliatives – i.e. feeding programs – but should also c ...
At their recent July 5 national meeting, the regional and sectoral committee chairs of the Philippine Council on Agriculture and Fisheries (PCAF) identified five steps that can prevent corruption at the Department of Agriculture (DA). The developments were triggered by the Alyansa Agrikultura (AA) letters sent to the Senate requesting an investigation into the DA’s unliquidated and unexplained fund releases, which the Commission on Audit (COA) uncovered was P22 billion in 2020 and P23 billion in 2021. ...
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Asian stocks slide to lowest this year on rate worries ; DTI unveils MSME enabling program ; Miners race to realize graphite projects as China controls exports
To solve the complex problems of the skills mismatch in the Philippine economy at this point of fast-changing technologies, which sector has to make a major first step? · The problem: It is effortless to say everyone must take immediate short-term steps for long-term employment and entrepreneurship prospects, since very few can even feel for these as talents produced do not fit the dramatically changing needs. Schools can prepare students for future jobs—but these have yet to be practically defined in curricular offerings beyond the United N ...
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Small business software can automate tasks that are keeping your business from growing. We review the top programs based on multiple features.
In view of the dismal performance of our exports, the Department of Agriculture (DA) must take immediate action. It should at once create an export unit—a key takeaway from the praiseworthy national conference of the Philippine Council of Agriculture and Fisheries (PCAF) held in Baguio last November 21 to 23. The PCAF is “an advisory body to the [DA] to ensure the success of [its] programs and projects. It initiates the development of a private sector-led nationwide network of Agriculture and Fisheries Councils (AFCs) and sectoral committee ...