Compare the best high-yield checking accounts for October 2024. Our picks are good for earning high rates while avoiding fees at banks and credit unions.
Account, Best for, APY* ; Sofi Checking, Overall, 0.50% (though 4.20% can be earned on savings account balances) ; HSBC Premier Checking, Large balances, N/A ; Chase Total Checking®, Customer support, N/A ; Axos Rewards Checking, Free ATM use, Up to 3.30% ; Ally Bank Spending Account, Budgeting, Up to 0.25% ; Upgrade Rewards Checking Plus, Debit card purchases, Up to 4.41% ; Quontic High Interest Checking, , 1.10% ; Discover® Cashback Debit Account Money Com, , 1% cash back on up to $3,000 in debit card purchases each month.** ; U.S. Bank Smartly® Checking, , N/A ; Consumers Credit Union Rewards Checking, High-volume check writers, Up to 5.00% ; First Tech Federal Credit Union Rewards Checking®, Easy-to-earn welcome bonus, Rate of 3.75% APY up to $15,000; 0.05% $15,000.01+ ; BMO Relationship Checking, Welcome bonus, 0.01%
The best checking accounts with no fees come with convenient features like free access to extensive ATM networks and no minimum balance requirements. Learn more about the top banks offering fee-fre...
The best interest-bearing checking accounts offer a competitive APY to help boost your balance, as well as convenient access to your money.
We identified the 10 best checking accounts that are free to open and maintain. See our top picks based on interest rates, fees, ATM access, and more.
A rewards checking account earns interest on your paycheck while paying bills. Learn about the best checking account with rewards and how much you can earn.
Vault’s Viewpoint ; An interest checking account pays you interest on the money you keep in your checking account. ; Annual percentage yields (APYs) can go up to around 5%, much higher than the 0.08% national average rate on interest checking accounts. ; Interest checking accounts with competitive APYs can be hard to find, as they’re only offered by a handful of smaller banks and credit unions.
If you’re interested in opening a new personal checking account, it could pay to choose one offering a sign-up bonus. This is a one-time cash bonus that some banks and credit unions may offer as an incentive to attract new customers. Although a cash bonus isn’t the only factor you should consider when choosing a checking account, it can certainly sweeten the deal. Our team compared more than 20 of the top checking accounts offered by member-FDIC financial institutions and narrowed down the b...
Earn these extra perks when you join Smart Rewards® for free ; Overdrafts sometimes happen. Here are 3 ways we’ve got your back. ; Switching your direct deposit is quick and hassle-free. Here’s why you’ll love it.
Our team has compiled a curated list of the best 5% interest savings accounts that can help you reach your long-term savings by earning more on your balance.