Rate-and-term refinance · Lower your rate and term. A rate-and-term refinance may help you lower your monthly mortgage payment or allow you to pay off your home sooner. Explore rate-and-term refinancing ; Cash-out refinance · Access your home’s equity · A cash-out refinance is a great way to get new mortgage terms and borrow funds for one-time expenses. Learn about cash-out refinancing
Minimum Credit Score · 580 for FHA and VA refinances, 620 for conventional refinances ; Days to Close · 30–45 days
Our Partner · Company Highlight ; Enjoy award-winning client service from a subsidiary of Quicken Loans ; Wide range of Mortgage and Refinancing options- over $100 billion in loans funded since 2010 ; Refinance up to 95% of your primary home’s value & Pay off your mortgage at any time—no pre-payment penalties
Rates start at 3.99% (fixed) & 5.99% ; Rates starting at 3.99% fixed APR (with autopay) and 5.74% variable APR (with autopay) ; Rates starting at 4.74% fixed APR (with autopay)
6.625% Rate ; 6.490% Rate ; 5.625% Rate ; 5.750% Rate
Best digital experience ; Best mortgage options ; Best for custom terms ; Best for military members
Our Partner · Company Highlight ; Refinance or purchase a new or used car ; Quick and easy online application ; No markups or hidden fees ; Save thousands on your Auto Loan within minutes! ; Save up to $100 on average and enjoy an APR as low as 5.99%
Refinance payment calculator · Estimate your monthly payment ; Thinking about cash out? · If you have available equity in your home, you may be able to get cash at closing with a cash-out refinance loan. Explore cash-out refinance loans · Estimate your home's value · Want another option? Consider a home equity line of credit
Caliber Home Loans Best for: Loan variety 4.6 Credible rating Rates and terms Fees and Discounts Customer Experience Caliber Home Loans Refinance Loan types Conventional, FHA, VA, USDA...
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